Apply — One Orbit Lending

1

Your Information

Borrower contact details

First Name

Last Name

Email Address

Phone Number

Business / LLC Name

Estimated FICO Score

Enter your middle score. Won't affect your application.

2

Loan Request

Select your loan type to see relevant fields

Loan Type

✓

Desired Closing Timeline

Exit Strategy

Estimated Closing Date

3

Property Information

Subject property details

Property Address

City

State

Zip

Property Type

Number of Units

Rural Property?

4

Deal Financials

Property values & transaction details

Requested Loan Amount

Purchase Price

Estimated As-Is Value

Current market value of the property in its present condition.

Do you own the land?

Estimated As-Is Lot Value

Current estimated value of the land/lot only.

Estimated Rehab / Construction Cost

Estimated ARV (After Repair Value)

Brief Description of Rehab

When Did You Purchase the Property?

How Much Did You Purchase the Property For?

How Much Were the Renovations / Construction Costs?

Amount of Mortgage Owed / Payoff Amount

Current Monthly Mortgage Payment

Is the Property Currently Listed on the Market?

5

Rental Income & Expenses

Used to calculate DSCR

Current Monthly Rent

Annual Property Taxes

Annual Insurance

Annual HOA

Enter 0 if none.

Rental Strategy

Current Occupancy

6

About You

Borrower background & qualifications

Borrower Experience

Flips Completed

Rentals Owned

New Constructions

Borrower's Liquidity

Total cash and liquid assets available.

Citizenship

Marriage Status

Do you have any mortgage lates on ANY properties that you own in last 12 months?

Do you have any possible tax liens, bankruptcy, or foreclosure in last 24 months?

6

Documents & Partners

Supporting files to speed up review

Most Recent Mortgage Statement

PDF or image, max 10MB

Portfolio Excel Sheet

REO schedule or investment property portfolio spreadsheet

Do You Have a Capital Partner for This Deal?

Underwriting Analysis

Any underwriting or deal analysis files you've prepared

7

Final Details

A few last questions

Who Referred You?

How Did You Hear About Us?

Additional Notes or Questions

By submitting this form I consent to be contacted by phone, text, and email regarding my loan inquiry. I understand this is not a loan commitment. Message & data rates may apply.