Free Tool

DSCR Calculator

Calculate your Debt Service Coverage Ratio instantly. See your DSCR, monthly payments, and full amortization schedule to evaluate any investment property deal.

Unlock the DSCR Calculator

Enter your info below to get instant access to our free DSCR calculator.

DSCR Calculator

Calculate your Debt Service Coverage Ratio

Deal Info

Purchase Price

As-is value for refinance

Loan to Value (LTV %)

Typically 75-80%

Monthly Rent

Estimated long-term rent

Annual Taxes

Annual Insurance

Annual HOA

Amortized Loan

Loan Amount

$87,000.00

Interest Rate (%)

7-8% to be conservative. 7-7.5% as of March 2026

Loan Term (Years)

Results

DSCR 2.17

PITI $784.88

P&I Only $638.38

Total Interest $142,815.06

Total Debt $229,815.06

Payment Breakdown

Amortization Schedule

Full payment breakdown by month

Month

Beginning Balance

Interest

Principal

Ending Balance

Payment

Complete all input fields to view amortization schedule

Ready to move forward with a DSCR loan?

Get a Quick Quote